Insurance Company Claim Denial

If you have been in an accident and your auto insurance company or that of the other driver denies your claim, you could be left to shoulder the burden of your medical and other costs alone. However just because an insurance company fails to pay does not mean that you are not covered; you still have the right to get the compensation that is rightfully yours. About 10% of insurance claims are unreasonably denied, yet few people ever question the reason why their claim was not honored.

"are not good-will ambassadors"

Insurance companies are not good-will ambassadors providing insurance for the good of Americans. They are corporations designed to make money. Obviously, the more money they pay out in insurance claims, the less profits they will make. Unfortunately, some insurance companies operate in "bad faith," deliberately denying claims to protect their profits. Companies may also slow the process by delaying payment for no good reason, delaying or not doing a claim investigation, and failing to evaluate your claim in a reasonable amount of time.

"financial burdens and medical problems"

This leads to frustration on the part of the policyholder, usually at a time when financial burdens and medical problems due to a car accident are at their worst. Insurance companies know this, and know that people are less likely to fight back. That's why you need proper representation from the team at The Keener Law Firm. We speak the insurance company's language, and we fight for you on every point of your policy to make sure that your company pays you the full compensation owed to you, and pays it faster. If you have been wrongfully denied or delayed payment, we will get results fast.

"What To Do"

When Faced with a Bad Faith Insurance Company There are several steps that can do to help your case:

"Get Written Confirmation"

Get Written Confirmation About Why Your Claim Was Denied: Insurance companies cannot deny you on the phone, they must send you written confirmation about your claim denial, including on what grounds they denied your claim.

"Collect and Organize"

Collect and Organize All Documents: This includes your policy information, all written notices about changes to your policy, all medical records, photos if available, and all accident information.

"Contact Your Insurance Company"

Contact Your Insurance Company: Starting with your agent, work your way up through the company, documenting all phone calls including names and positions of everyone you have spoken with. Try to find out exactly why you have been denied and if you have not yet received written confirmation regarding your denial, request it now.

"Contact The Keener Law Firm"

Contact The Keener Law Firm: If your insurance company does not give you adequate answers and still refuses payment, today. Our team will relieve you of the burden and frustration of fighting the company on your own, and will get you the compensation you deserve faster.